> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Receive card receivables at the domicile

> How a card receivable is paid into the borrower's account at your institution through the SLC cycle and Lerian.

Receive the payment of the receivable in the borrower's account at your institution and use the credit to amortize the loan.

> [!NOTE]
>
> This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow and implements it on the Lerian APIs. See [how to read the diagrams](https://docs.lerian.studio/en/diagrams/introduction.md).

## Participants

***

* **Your institution.** The participant that runs the journey and books its effects.
* **Lerian.** Lerian SLC, Lerian SILOC and Lerian SPB. They exchange the messages with Núclea and STR, and expose the API and the events your institution uses.
* **Núclea.** Runs the SLC and SILOC clearinghouses and their settlement windows.
* **STR (BACEN).** The BACEN reserve transfer system. It moves the money between reserve accounts.

## Diagram

***

![Receive card receivables at the domicile](https://mintcdn.com/lerian-49cb71fc/qgZtW0Vn3HlCLdfR/images/en/d2/id-receive-receivables-at-domicile.svg?fit=max\&auto=format\&n=qgZtW0Vn3HlCLdfR\&q=85\&s=318843d0b1379e11994fe93033e353f9)

## Steps

***

| # | From | To | Message | Lerian API | What happens |
| - | - | - | - | - | - |
| 1 | Núclea | Your institution | `ASLC022/024` | | Núclea sends the card credit or debit settlement file to the domicile. Your institution receives it outside Lerian. |
| 2 | Núclea | Lerian | `GEN0015` | | Núclea announces the file availability. |
| 3 | Your institution | Lerian | Lerian API | [`GET /api/v1/siloc/file-notices`](https://docs.lerian.studio/en/reference/rails/siloc/list-file-notices) | Read the available file notices. |
| 4 | Your institution | Your institution | Internal step | | Check the borrower account in each settlement record. |
| 5 | Your institution | Núclea | `ASLC023` | | For credit-card records only, confirm the borrower account for pre-scheduling or report its inconsistencies. Send the mandatory ASLC023 scheduling response outside Lerian by D-1 of the payment date. Confirm or reject pre-scheduling with an occurrence code other than 00. Rejected records do not proceed to settlement. This is not confirmation of payment. |
| 6 | Núclea | Lerian | `SLC0001` | | Núclea sends the final position at 06:20 or 11:50. |
| 7 | Lerian | Your institution | Lerian API | Event `clearing.final_available` | Lerian publishes the final position. |
| 8 | Núclea | Lerian | `LDL0021` | | Núclea informs the net amount to receive at 06:35 or 12:00. |
| 9 | Lerian | Your institution | Lerian API | Event `clearing.deposit_required` | Lerian publishes the amount to receive. |
| 10 | Núclea | STR (BACEN) | `LDL0020` | | When the settlement window opens, Núclea orders the transfer to creditors. |
| 11 | STR (BACEN) | Lerian | `LDL0020R2` | | STR reports the credit in your institution's reserve account. |
| 12 | Lerian | Your institution | Lerian API | Event `spb.ldl.third-party-settlement-received` | Lerian publishes the card cycle credit. |
| 13 | Your institution | Your institution | Internal step | | After financial settlement, credit the borrower and amortize only if the account can receive the credit. A rejection books no credit or amortization. |
| 14 | Your institution | Núclea | `ASLC023/025` or `ASLC041/042` | | Report the actual end-recipient payment or rejection outside Lerian. Return the processing status after SILOC settlement on D0 through ASLC023 (credit) or ASLC025 (debit). Only if systemic problems prevented that D0 return, use ASLC041 (credit) or ASLC042 (debit) by D1. Never resend a record already returned in the D0 window; it is rejected with ESLC0135. |

The credit-card scheduling response is distinct from the payment-status return after settlement. A scheduling response on D0 is outside its deadline (ESLC0130). ASLC041 cannot replace it. The financial-settlement steps apply to accepted records.

## How you know it finished

***

`LDL0020R2` with the STR control number matched to `LDL0021` proves financial settlement. The end-recipient processing status is returned through ASLC023 or ASLC025 on D0, or through ASLC041 or ASLC042 by D1 only when the D0 return was missed due to systemic problems.

## Related

***

* [Register receivables as collateral](https://docs.lerian.studio/en/diagrams/native-rails/register-receivables-collateral.md)
* [Pay the net debit position](https://docs.lerian.studio/en/diagrams/native-rails/pay-the-net-debit-position.md)
* [Recalculate after a default](https://docs.lerian.studio/en/diagrams/native-rails/recalculate-after-a-default.md)
* [Lerian SLC](https://docs.lerian.studio/en/rails/slc/what-is-lerian-slc.md)
* [Lerian SILOC](https://docs.lerian.studio/en/rails/siloc/what-is-lerian-siloc.md)
* [Lerian SPB](https://docs.lerian.studio/en/rails/spb/what-is-lerian-spb.md)


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.