> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Register receivables as collateral

> How a contract effect on card receivables is registered, and how you check that each settlement arrived.

Make sure the receivable given as collateral is paid to the account your institution indicates, and check later that each expected amount arrived.

> [!NOTE]
>
> This flow is a suggested reading of the Núclea and BACEN manuals. The manuals prevail over this page. Your institution, as the participant, validates the flow. See [how to read the diagrams](https://docs.lerian.studio/en/diagrams/introduction.md).

## Participants

***

* **Your institution.** The participant that runs the journey and books its effects.
* **Receivables registrar.** Records the contract effect (lien, fiduciary assignment or change of holder) on the receivable.
* **Acquirer.** Pays the merchant's card receivables and reports each settlement to Núclea.
* **Núclea.** Runs the SLC and SILOC clearinghouses and their settlement windows.

## Diagram

***

![Register receivables as collateral](https://mintcdn.com/lerian-49cb71fc/qgZtW0Vn3HlCLdfR/images/en/d2/id-register-receivables-collateral.svg?fit=max\&auto=format\&n=qgZtW0Vn3HlCLdfR\&q=85\&s=6ca46529b8a1c0468cb3d35944480f5a)

## Steps

***

| # | From | To | Message | Lerian API | What happens |
| - | - | - | - | - | - |
| 1 | Your institution | Your institution | Internal step | | Grant the credit to the borrower and select the receivables that secure it. |
| 2 | Your institution | Receivables registrar | Registrar API | | Register the contract effect outside Lerian: a lien, a fiduciary assignment or a change of holder. |
| 3 | Receivables registrar | Your institution | Registrar API | | The registrar confirms the registration. |
| 4 | Receivables registrar | Acquirer | Between other parties | | The registrar informs the acquirer of the new holder and of the payment account. |
| 5 | Acquirer | Núclea | `ASLC027/029/031` | | The acquirer reports each settlement to Núclea with the holder and the account that the contract effect set. |
| 6 | Receivables registrar | Your institution | Registrar API | | The registrar sends the receivables schedule and the settlements. Reconcile them with the credits your institution received at the domicile. |

## How you know it finished

***

Every receivable in the schedule matches a credit received at the domicile, or opens an exception.

## Related

***

* [Receive card receivables at the domicile](https://docs.lerian.studio/en/diagrams/native-rails/receive-receivables-at-domicile.md)
* [Settle anticipated receivables in real time](https://docs.lerian.studio/en/diagrams/native-rails/settle-anticipated-receivables.md)
* [Lerian SLC](https://docs.lerian.studio/en/rails/slc/what-is-lerian-slc.md)


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