> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Jurisdictions

> How Lender stays jurisdiction-aware: the profile registry, the generic baseline, the Brazil profile, and the discovery endpoints that expose them.

Credit rules differ by market. Lender is **jurisdiction-aware**: it carries a registry of jurisdiction **profiles**, each supplying the rules, disclosures, and calendar its market needs. The active jurisdiction shapes which behavior applies.

## The profile model

***

* **Generic**: a baseline profile with the market-neutral lending behavior every jurisdiction shares. It is the fallback when no country-specific profile applies.
* **Brazil (BR)**: a deep profile on top of the baseline. It adds CET disclosure, IOF preview, capitalization consent, PDD staging, the credit-operation descriptor, prepayment quotes, a Brazilian business calendar, and the consignado privado journey.

You reach Brazilian behavior through BR-prefixed endpoints (`/api/v1/br/...`). Several of those endpoints are jurisdiction-aware aliases of the generic operations. See the [Brazil regulatory pack](/en/products/lender/brazil-regulatory-pack) and [Consignado privado](/en/products/lender/consignado-privado).

## Discovery endpoints

***

The compiled-in profiles are discoverable at runtime, so a client can learn which jurisdictions a deployment supports:

| Operation                          | Purpose                                    |
| ---------------------------------- | ------------------------------------------ |
| `GET /api/v1/jurisdictions`        | List the registered jurisdiction profiles. |
| `GET /api/v1/jurisdictions/{code}` | Read one jurisdiction profile by its code. |

<Info>
  Profiles ship with the service, not as runtime configuration. Discovery tells you what a given deployment can do, not something you edit through the API.
</Info>

## Next steps

***

<Card title="Brazil regulatory pack" icon="brazilian-real-sign" href="/en/products/lender/brazil-regulatory-pack" horizontal>
  Everything the Brazilian profile adds.
</Card>