> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a refund

> Opens a MED 2.0 refund for a contested transaction. If an OPEN refund already exists for the same transaction, organization, and requesting participant, a sequential retry returns the existing refund with HTTP 200. Idempotency-Key is required and deduplicates retries, including concurrent requests. The transaction amount is validated against the SPI; a successful creation returns HTTP 201 with status OPEN. The requesting participant is determined by the authenticated tenant. participant, requestingParticipant, contestedParticipant, and organizationId are rejected when included in the body.



## OpenAPI

````yaml /es/openapi/v3-current/pix-lerian-dict.yaml post /dict/refunds
openapi: 3.1.0
info:
  contact:
    name: Lerian Studio
    url: https://lerian.studio
  description: >-
    Public API for Pix keys, claims, fraud markers, infraction reports, and MED
    funds recovery. This release provides a mock-provider integration for
    testing; live BACEN connectivity is not included.
  license:
    name: Lerian Studio General License
  title: Pix Lerian — DICT
  version: 1.0.0
servers:
  - url: https://api.example.com/dict-hub/v1
    description: >-
      Replace the example host with the URL provided during environment
      onboarding.
security:
  - BearerAuth: []
tags:
  - description: Manage ownership and portability claims for Pix keys.
    name: Claims
  - description: Register, retrieve, list, update, and remove Pix keys.
    name: Entries
  - description: Create, query, list, and cancel DICT fraud markers.
    name: Fraud Markers
  - description: Manage participant-scoped MED 2.0 funds recoveries.
    name: Funds Recoveries
  - description: Manage MED 2.0 infraction reports for the authenticated organization.
    name: Infraction Reports
  - description: Look up Pix keys and check whether keys exist in the DICT directory.
    name: Keys
  - description: Create, query, cancel, and settle MED 2.0 refunds.
    name: Refunds
paths:
  /dict/refunds:
    post:
      tags:
        - Refunds
      summary: Create a refund
      description: >-
        Opens a MED 2.0 refund for a contested transaction. If an OPEN refund
        already exists for the same transaction, organization, and requesting
        participant, a sequential retry returns the existing refund with HTTP
        200. Idempotency-Key is required and deduplicates retries, including
        concurrent requests. The transaction amount is validated against the
        SPI; a successful creation returns HTTP 201 with status OPEN. The
        requesting participant is determined by the authenticated tenant.
        participant, requestingParticipant, contestedParticipant, and
        organizationId are rejected when included in the body.
      operationId: createRefund
      parameters:
        - description: >-
            REQUIRED. Client-supplied replay key, at most 64 bytes. A request
            without it is refused with PIX-0030 @ 400 before the handler runs.
            Replaying the same key with a divergent method, URL or body is
            PIX-0031 @ 412.
          in: header
          name: X-Idempotency
          required: true
          schema:
            maxLength: 64
            minLength: 1
            type: string
        - description: >-
            Best-effort business correlation id (observability only; never
            fabricated).
          in: header
          name: X-Correlation-Id
          schema:
            description: >-
              Best-effort business correlation id (observability only; never
              fabricated).
            type: string
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateRefundBody'
        required: true
      responses:
        '201':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RefundView'
          description: Created
        '400':
          content:
            application/json:
              example:
                code: PIX-0030
                title: Idempotency Key Required
                message: >-
                  The Idempotency-Key header is required for this operation and
                  must be within the accepted length.
              schema:
                $ref: '#/components/schemas/LegacyErrorEnvelope'
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0001
                title: Bad Request
                status: 400
                detail: Your request is missing one or more required header params.
                code: PIX-0001
              schema:
                $ref: '#/components/schemas/Detail'
          description: >-
            Bad Request (PIX-0001, PIX-0002, PIX-0003, PIX-0017, PIX-0015,
            PIX-0020). X-Idempotency absent or longer than 64 bytes (PIX-0030).
            Legacy {code,title,message} envelope, NOT problem+json.
        '403':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0005
                title: Forbidden
                status: 403
                detail: You do not have permission to perform this operation.
                code: PIX-0005
              schema:
                $ref: '#/components/schemas/Detail'
          description: Forbidden (PIX-0005).
        '404':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0011
                title: Not Found
                status: 404
                detail: >-
                  No entity was found for the given ID. Please make sure to use
                  the correct ID.
                code: PIX-0011
              schema:
                $ref: '#/components/schemas/Detail'
          description: Not Found (PIX-0011).
        '409':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0012
                title: Conflict
                status: 409
                detail: >-
                  The entity already exists or conflicts with an existing
                  resource.
                code: PIX-0012
              schema:
                $ref: '#/components/schemas/Detail'
          description: Conflict (PIX-0012, PIX-0033).
        '412':
          content:
            application/json:
              example:
                code: PIX-0031
                title: Idempotency Key Conflict
                message: The Idempotency-Key was already used with a different request.
              schema:
                $ref: '#/components/schemas/LegacyErrorEnvelope'
          description: >-
            X-Idempotency replayed with a divergent request -- a different
            method, URL (including the path parameter), body, or identity header
            among X-Account-Id / X-Reason / X-End-To-End-Id (PIX-0031). Legacy
            {code,title,message} envelope, NOT problem+json.
        '422':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0013
                title: Unprocessable Entity
                status: 422
                detail: >-
                  The operation could not be processed due to a business rule
                  violation.
                code: PIX-0013
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unprocessable Entity (PIX-0013).
        '500':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0000
                title: Internal Server Error
                status: 500
                detail: internal error
                code: PIX-0000
              schema:
                $ref: '#/components/schemas/Detail'
          description: Internal Server Error (PIX-0000).
        '502':
          content:
            application/problem+json:
              example:
                type: https://errors.lerian.studio/v1/PIX-0141
                title: Bad Gateway
                status: 502
                detail: internal error
                code: PIX-0141
              schema:
                $ref: '#/components/schemas/Detail'
          description: Bad Gateway (PIX-0141).
        '503':
          content:
            application/json:
              example:
                code: PIX-0032
                title: Idempotency Unavailable
                message: >-
                  The request was not processed because the idempotency store is
                  unavailable. Please retry.
              schema:
                $ref: '#/components/schemas/LegacyErrorEnvelope'
          description: >-
            Replay cache unavailable on this fail-closed route, so the mutation
            was refused rather than executed without replay protection
            (PIX-0032). Legacy {code,title,message} envelope, NOT problem+json.
        default:
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Error
components:
  schemas:
    CreateRefundBody:
      additionalProperties: false
      properties:
        refundAmount:
          examples:
            - '1000.00'
          type: string
        refundDetails:
          examples:
            - refund due to operational failure
          type: string
        refundReason:
          enum:
            - FRAUD
            - OPERATIONAL_FLAW
            - PIX_AUTOMATICO
            - REFUND_CANCELLED
          examples:
            - OPERATIONAL_FLAW
          type: string
        transactionId:
          examples:
            - E12345678202601011200abcdef01234
          type: string
      required:
        - transactionId
        - refundReason
        - refundAmount
      type: object
    RefundView:
      additionalProperties: false
      properties:
        alreadySettledAmount:
          type: string
        analysisDetails:
          type: string
        analysisResult:
          enum:
            - TOTALLY_ACCEPTED
            - PARTIALLY_ACCEPTED
            - REJECTED
          type: string
        bacenRefundId:
          examples:
            - 3d48532f-1a2b-4422-81c3-b7dc852e262b
          type: string
        contestedParticipant:
          examples:
            - '87654321'
          type: string
        correlationId:
          examples:
            - 9f3a8b7e2c1d4e5a8b6f1a2b3c4d5e6f
          type: string
        creationTime:
          examples:
            - '2026-01-01T12:00:00Z'
          format: date-time
          type: string
        effectiveRefundedAmount:
          type: string
        fundsRecoveryId:
          type: string
        id:
          examples:
            - 018f8c1d-1234-7abc-9def-000000000001
          type: string
        infractionReportId:
          type: string
        lastModified:
          examples:
            - '2026-01-01T12:30:00Z'
          format: date-time
          type: string
        monitorAccount:
          examples:
            - false
          type: boolean
        refundAccount:
          $ref: '#/components/schemas/RefundAccountView'
        refundAmount:
          examples:
            - '1000.00'
          type: string
        refundDetails:
          examples:
            - refund due to operational failure
          type: string
        refundReason:
          enum:
            - FRAUD
            - OPERATIONAL_FLAW
            - PIX_AUTOMATICO
            - REFUND_CANCELLED
          examples:
            - OPERATIONAL_FLAW
          type: string
        refundRejectionReason:
          enum:
            - NO_BALANCE
            - ACCOUNT_CLOSURE
            - INVALID_REQUEST
            - OTHER
            - PARTICIPANT_EXCLUSION
          type: string
        refundTransactionId:
          type: string
        requestingParticipant:
          examples:
            - '12345678'
          type: string
        settleReason:
          type: string
        settleType:
          enum:
            - REFUND
            - MANUAL
          type: string
        status:
          enum:
            - OPEN
            - CLOSED
            - CANCELLED
          examples:
            - OPEN
          type: string
        surplusAmount:
          type: string
        transactionId:
          examples:
            - E12345678202601011200abcdef01234
          type: string
      required:
        - id
        - transactionId
        - refundReason
        - refundAmount
        - status
        - requestingParticipant
        - contestedParticipant
        - monitorAccount
        - creationTime
        - lastModified
      type: object
    LegacyErrorEnvelope:
      additionalProperties: false
      properties:
        code:
          description: PIX-XXXX error code
          type: string
        message:
          description: Human-readable error message
          type: string
        title:
          description: Short error title
          type: string
      required:
        - code
        - title
        - message
      type: object
    Detail:
      additionalProperties: false
      properties:
        code:
          description: >-
            Stable, machine-readable domain error code scoped to the emitting
            service (format: <SERVICE>-NNNN).
          examples:
            - ERR-0001
          type: string
        detail:
          description: >-
            A human-readable explanation specific to this occurrence of the
            problem.
          examples:
            - Property foo is required but is missing.
          type: string
        errors:
          description: Optional list of individual error details
          items:
            $ref: '#/components/schemas/ErrorDetail'
          type:
            - array
            - 'null'
        instance:
          description: >-
            A URI reference that identifies the specific occurrence of the
            problem.
          examples:
            - https://example.com/error-log/abc123
          format: uri
          type: string
        status:
          description: HTTP status code
          examples:
            - 400
          format: int64
          type: integer
        title:
          description: >-
            A short, human-readable summary of the problem type. This value
            should not change between occurrences of the error.
          examples:
            - Bad Request
          type: string
        type:
          default: about:blank
          description: A URI reference to human-readable documentation for the error.
          examples:
            - https://example.com/errors/example
          format: uri
          type: string
        upstream:
          $ref: '#/components/schemas/Upstream'
          description: >-
            RFC 9457 extension member: the error a proxied third-party provider
            reported. Absent unless the emitting service explicitly surfaced
            one.
      type: object
    RefundAccountView:
      additionalProperties: false
      properties:
        accountNumber:
          examples:
            - '123456'
          type: string
        accountType:
          examples:
            - CACC
          type: string
        branch:
          examples:
            - '0001'
          type: string
        participant:
          examples:
            - '99999011'
          type: string
        taxIdNumber:
          examples:
            - '12345678909'
          type: string
      required:
        - taxIdNumber
        - participant
        - branch
        - accountNumber
        - accountType
      type: object
    ErrorDetail:
      additionalProperties: false
      properties:
        location:
          description: >-
            Where the error occurred, e.g. 'body.items[3].tags' or
            'path.thing-id'
          type: string
        message:
          description: Error message text
          type: string
        value:
          description: The value at the given location
      type: object
    Upstream:
      additionalProperties: false
      properties:
        code:
          description: The upstream provider's own error code, verbatim.
          examples:
            - E4001
          type: string
        message:
          description: >-
            The upstream provider's own error message, verbatim (bounded, never
            its raw response body).
          examples:
            - account not found at provider
          type: string
      type: object
  securitySchemes:
    BearerAuth:
      bearerFormat: JWT
      description: JWT bearer token issued by the identity provider.
      scheme: bearer
      type: http

````