> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Prepare Transfer Signing Payload

> Use this endpoint to freeze the canonical STR0008 payload for a previously initiated TED OUT transfer and obtain the exact bytes that must be signed before calling Process Transfer. The response includes a `signingArtifactId` and a reserved `transferId`. The reserved `transferId` is not queryable until Process Transfer succeeds.

Use the `X-Idempotency` header for guaranteed deduplication. Repeated calls with the same key replay the cached response.



## OpenAPI

````yaml /pt/openapi/v3-current/ted.yaml post /v1/transfers/signing/prepare
openapi: 3.0.3
info:
  title: Bank Transfer (TED) Plugin API
  description: >-
    Complete API for Brazilian bank transfers (TED OUT, TED IN, P2P) through the
    Lerian platform, including transfer initiation, processing, status tracking,
    cancellation, and returns.
  version: 3.4.0
servers:
  - url: https://api.example.com
    description: >-
      Replace the example host with the URL provided during environment
      onboarding.
security:
  - BearerAuth: []
  - OAuth2ClientCredentials:
      - api
  - OAuth2Password:
      - api
tags:
  - name: Transfers API
    description: >-
      Endpoints for initiating, processing, tracking, cancelling, and returning
      transfers.
  - name: Webhooks
    description: >-
      Endpoints for registering and managing tenant-scoped webhook subscriptions
      for transfer events.
  - name: Webhook DLQ
    description: Endpoints for inspecting and retrying webhook dead-letter queue messages.
paths:
  /v1/transfers/signing/prepare:
    post:
      tags:
        - Transfers API
      summary: Prepare Transfer Signing Payload
      description: >-
        Use this endpoint to freeze the canonical STR0008 payload for a
        previously initiated TED OUT transfer and obtain the exact bytes that
        must be signed before calling Process Transfer. The response includes a
        `signingArtifactId` and a reserved `transferId`. The reserved
        `transferId` is not queryable until Process Transfer succeeds.


        Use the `X-Idempotency` header for guaranteed deduplication. Repeated
        calls with the same key replay the cached response.
      operationId: prepareSigning
      parameters:
        - $ref: '#/components/parameters/XOrganizationId'
        - $ref: '#/components/parameters/XIdempotencyKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PrepareSigningRequest'
            examples:
              prepare:
                summary: Prepare signing for an initiation
                value:
                  initiationId: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
      responses:
        '200':
          description: >-
            Indicates that the canonical payload was generated and is ready to
            be signed.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PrepareSigningResponse'
              examples:
                success:
                  summary: Signable payload returned
                  value:
                    signingArtifactId: 019c96a0-bb10-7def-a1b2-3c4d5e6f7a8b
                    transferId: 019c96a0-ab10-7cde-f1a2-0e1f2a3b4c5d
                    controlNumber: '202602010001'
                    algorithm: RSA_PKCS1_V15_SHA256
                    payload: <STR0008>...</STR0008>
                    payloadHash: >-
                      8f0c7f5c1c7b4d9f2f5c7d1a0d4c9a2b9c0d1e2f3a4b5c6d7e8f9a0b1c2d3e4f
                    expiresAt: '2026-02-02T15:30:00-03:00'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '404':
          description: >-
            BTF-0201: the initiation was not found or belongs to a different
            organization.


            BTF-1092: the signing artifact was not found.


            BTF-0404: `X-Organization-Id` names an organization that this tenant
            does not operate.
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDocument'
              examples:
                initiationNotFound:
                  summary: Invalid initiation ID
                  value:
                    type: https://errors.lerian.studio/v1/BTF-0201
                    title: Not Found
                    status: 404
                    detail: payment initiation not found
                    code: BTF-0201
                    category: deterministic
                    requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                    service: plugin
        '409':
          description: >-
            BTF-0203: this initiation has already been processed into a
            transfer.


            BTF-0112: the initiation was created before ledger-scoped routing
            and cannot be processed. No signing artifact was written. Initiate
            the transfer again.


            BTF-0016: a request under this `X-Idempotency` key still holds the
            in-flight lease, because it is still running or because it already
            ended 5xx and recorded no outcome. `Retry-After` carries a poll
            interval, not the lease. While the first request is still running,
            resend the identical request after that interval; the answer replays
            from the first request as soon as it finishes. If an earlier request
            under this key answered 5xx without `X-Idempotency-Fenced: true`, no
            answer will ever be served from it: stop resending, read the
            resource this route acts on, and send the work under a new
            `X-Idempotency` key only if it did not land. The detail also names
            the 15-minute bound after which the lease lapses and a resend runs
            the work a second time; a poll still unanswered by then ends the
            same way.


            BTF-0018: the request under this `X-Idempotency` key already
            completed, and its response was too large to store for replay. Read
            the resource. Do not resend under a new key, because that runs the
            work a second time. This answer carries no `Retry-After`, because no
            wait produces the missing receipt.
          headers:
            Retry-After:
              $ref: '#/components/headers/RetryAfter'
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDocument'
        '410':
          $ref: '#/components/responses/InitiationExpired'
        '422':
          description: >-
            BTF-0002: the request failed domain validation.


            BTF-0003: the STR0008 payload is missing a required field. BTF-0004:
            signing prepare supports only TED OUT transfers.


            BTF-0013: a database constraint refused the write.


            BTF-0014: an earlier request under this `X-Idempotency` key answered
            5xx, so the key is fenced for the retention window. Read the
            resource and, only if the work did not land, send the identical
            request under a new key.


            BTF-0015: this service cannot read the idempotency record under this
            key. The remedy is the same.


            BTF-0017: this `X-Idempotency` key was already used for a different
            request. A repeat must be byte-identical, and a new request needs
            its own new key. BTF-0017 is decided before BTF-0014, so a fenced
            key resent with a changed body gets BTF-0017.
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDocument'
              examples:
                payloadFieldInvalid:
                  summary: Required payload field missing
                  value:
                    type: https://errors.lerian.studio/v1/BTF-0003
                    title: Unprocessable Entity
                    status: 422
                    detail: >-
                      str0008: transfer purpose is missing — provide a valid
                      transfer purpose code in the transfer request
                    code: BTF-0003
                    category: deterministic
                    requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                    service: plugin
                unsupportedType:
                  summary: Unsupported transfer type
                  value:
                    type: https://errors.lerian.studio/v1/BTF-0004
                    title: Unprocessable Entity
                    status: 422
                    detail: signing prepare is supported only for ted out transfers
                    code: BTF-0004
                    category: deterministic
                    requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                    service: plugin
        '429':
          $ref: '#/components/responses/RateLimitExceeded'
        '500':
          $ref: '#/components/responses/IdempotentInternalServerError'
        '502':
          description: >-
            BTF-0501: the CRM returned a response that this service could not
            read.
          headers:
            X-Idempotency-Fenced:
              $ref: '#/components/headers/XIdempotencyFenced'
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDocument'
        '503':
          description: >-
            BTF-9005, BTF-9007, BTF-9008: a dependency or the repository is
            unavailable.


            BTF-9016: this tenant's database cannot record the signing artifact.
            Nothing was written and nothing was sent. Apply the pending
            migrations to this tenant and send the identical request again under
            a new `X-Idempotency` key.


            BTF-9018: this tenant binds more than one ISPB, so its
            clearing-house identity cannot be decided. Nothing was written, no
            hold was placed and nothing reached JD. Once the binding names
            exactly one ISPB, send the identical request under a new
            `X-Idempotency` key.


            BTF-9000: the idempotency store was unavailable before the handler
            ran, so nothing ran. Send the same request again under the same
            `X-Idempotency` key.


            BTF-0019: the work under this `X-Idempotency` key ran, and neither
            its response nor its outcome fence could be stored, so the key
            protects nothing and a resend can run the operation a second time.
            Read the resource before you send anything else.


            BTF-0020: the work under this `X-Idempotency` key ran and its
            response could not be stored for replay, but the key is still held.
            This answer is not the outcome of that work. Read the resource, and
            resend under a new key only if the work did not land.


            BTF-9017: the tenant organization list is absent or unreadable.
            Retry with the same idempotency key once it is configured.
          headers:
            X-Idempotency-Fenced:
              $ref: '#/components/headers/XIdempotencyFenced'
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDocument'
components:
  parameters:
    XOrganizationId:
      name: X-Organization-Id
      in: header
      required: true
      description: >-
        Midaz organization scope for the request, used for downstream CRM, Fees,
        and Midaz calls. Required on org-scoped transfer routes in every
        deployment mode; a missing or non-UUID value returns 400. This is not
        the tenant identifier — tenantId is derived from the bearer JWT or
        authenticated context, never from this header. Background workers (TED
        IN poller, reconciliation) have no request header and, in single-tenant
        mode, fall back to the deployment's `ORGANIZATION_ID` env.
      schema:
        type: string
        format: uuid
      example: 019c96a0-0a98-7287-9a31-786e0809c769
    XIdempotencyKey:
      name: X-Idempotency
      in: header
      required: true
      description: >-
        Required idempotency key for safe retries. Use a UUID v4 or a unique
        business identifier, made of letters, digits, `.`, `_`, and `-`. If the
        same key is sent again and the original request was already processed,
        the cached response is returned.


        See [Retries and idempotency](/pt/reference/retries-idempotency) for
        details.
      schema:
        type: string
        maxLength: 255
        pattern: ^[a-zA-Z0-9._-]+$
      example: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
  schemas:
    PrepareSigningRequest:
      type: object
      required:
        - initiationId
      properties:
        initiationId:
          type: string
          format: uuid
          description: The initiation ID returned by the Initiate Transfer endpoint.
          example: 019c96a0-aa10-7abc-d1e2-8c9d0e1f2a3b
    PrepareSigningResponse:
      type: object
      required:
        - signingArtifactId
        - transferId
        - controlNumber
        - algorithm
        - payload
        - payloadHash
        - expiresAt
      properties:
        signingArtifactId:
          type: string
          format: uuid
          description: >-
            Identifier of the frozen signing artifact. Pass this value to
            Process Transfer along with the signature.
          example: 019c96a0-bb10-7def-a1b2-3c4d5e6f7a8b
        transferId:
          type: string
          format: uuid
          description: >-
            The transfer ID reserved for the eventual TED OUT. Not queryable
            until Process Transfer succeeds.
          example: 019c96a0-ab10-7cde-f1a2-0e1f2a3b4c5d
        controlNumber:
          type: string
          maxLength: 20
          description: The JD SPB control number reserved for this transfer.
          example: '202602010001'
        algorithm:
          type: string
          enum:
            - RSA_PKCS1_V15_SHA256
          description: >-
            The signing algorithm. Pinned per JD SPB contract; any other value
            is rejected at Process Transfer.
          example: RSA_PKCS1_V15_SHA256
        payload:
          type: string
          description: >-
            The canonical STR0008 payload, exactly as it will be submitted to JD
            SPB.
          example: <STR0008>...</STR0008>
        payloadHash:
          type: string
          description: >-
            Hex-encoded SHA-256 digest of the payload. Echo this value at
            Process Transfer for integrity validation.
          example: 8f0c7f5c1c7b4d9f2f5c7d1a0d4c9a2b9c0d1e2f3a4b5c6d7e8f9a0b1c2d3e4f
        signableContent:
          type: string
          description: >-
            The `ConteudoAssinado` extraction for external signers. Present only
            when an external signing builder is configured.
          example: <ConteudoAssinado>...</ConteudoAssinado>
        expiresAt:
          type: string
          format: date-time
          description: >-
            The time when the signing artifact expires. Process Transfer must be
            called before this timestamp.
          example: '2026-02-02T15:30:00-03:00'
    ProblemDocument:
      type: object
      description: >-
        The RFC 9457 problem document that the service answers every error with,
        on `application/problem+json`. Route-specific members (for example
        `refusalCode`, `transactionId`, `ledgerStatus`, `systemplaneKey`) appear
        flat at the top level beside these.
      additionalProperties: true
      required:
        - type
        - title
        - status
        - detail
        - code
        - requestId
        - service
        - category
      properties:
        type:
          type: string
          description: >-
            A URI that names the error code:
            `https://errors.lerian.studio/v1/<code>`.
          example: https://errors.lerian.studio/v1/BTF-0200
        title:
          type: string
          description: The HTTP status text.
          example: Not Found
        status:
          type: integer
          description: The HTTP status code.
          example: 404
        detail:
          type: string
          description: A human-readable explanation of this occurrence.
          example: transfer not found
        instance:
          type: string
          description: The trace ID of this request, when one was recorded.
          example: 4bf92f3577b34da6a3ce929d0e0e4736
        errors:
          type: array
          description: Each rejected field. Present on field validation errors only.
          items:
            type: object
            properties:
              message:
                type: string
                description: Why the value was rejected.
                example: transferId must be a valid UUID
              location:
                type: string
                description: 'Where the value sits: `body.<field>` or `query.<field>`.'
                example: body.senderAccountId
        code:
          type: string
          description: The stable BTF error code.
          example: BTF-0200
        upstream:
          type: object
          description: >-
            The error that an upstream provider (JD SPB, Midaz) reported. Absent
            unless surfaced.
          properties:
            code:
              type: string
              description: The provider's own error code, verbatim.
              example: AAC90
            message:
              type: string
              description: The provider's own error message, bounded.
              example: Assinatura invalida
        requestId:
          type: string
          description: The request correlation ID. Present even when empty.
          example: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
        service:
          type: string
          description: The system that produced the error.
          example: plugin
        category:
          type: string
          description: The machine-readable error category.
          example: deterministic
  responses:
    BadRequest:
      description: Indicates that the request contains invalid input.
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            invalidInput:
              summary: Validation error
              value:
                type: https://errors.lerian.studio/v1/BTF-0001
                title: Bad Request
                status: 400
                detail: invalid request body
                code: BTF-0001
                category: deterministic
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
    Unauthorized:
      description: Indicates that the request is missing a valid authentication token.
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            unauthorized:
              summary: Missing authorization
              value:
                type: https://errors.lerian.studio/v1/BTF-0401
                title: Unauthorized
                status: 401
                detail: Missing Token
                code: BTF-0401
                category: plugin
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
    Forbidden:
      description: >-
        Indicates that the caller is authenticated but lacks permission for this
        operation.
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            permissionDenied:
              summary: Caller lacks permission
              value:
                type: https://errors.lerian.studio/v1/BTF-0405
                title: Forbidden
                status: 403
                detail: >-
                  the credential is not allowed to perform transfers:create on
                  this request
                code: BTF-0405
                category: plugin
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
    InitiationExpired:
      description: >-
        Indicates that the initiation has expired after 24 hours. A new
        initiation must be created.
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            expired:
              summary: Initiation too old
              value:
                type: https://errors.lerian.studio/v1/BTF-0202
                title: Gone
                status: 410
                detail: >-
                  initiation expired after 24 hours. please create a new
                  initiation.
                code: BTF-0202
                category: deterministic
                expiresAt: '2026-01-31T15:30:00-03:00'
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
    RateLimitExceeded:
      description: >-
        Indicates that the rate limit has been exceeded. Retry after the number
        of seconds specified in the Retry-After header.
      headers:
        Retry-After:
          description: Seconds until rate limit resets
          schema:
            type: integer
            example: 60
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            rateLimitExceeded:
              summary: Too many requests
              value:
                type: https://errors.lerian.studio/v1/BTF-0429
                title: Too Many Requests
                status: 429
                detail: Rate limit exceeded
                code: BTF-0429
                category: rate_limit
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
              description: >
                Rate-limit responses use the dedicated `BTF-0429` code with the
                `rate_limit` category. Clients should back off using the HTTP
                status `429` and the `Retry-After` header.
    IdempotentInternalServerError:
      description: Indicates that an unexpected internal error occurred.
      headers:
        X-Idempotency-Fenced:
          $ref: '#/components/headers/XIdempotencyFenced'
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/ProblemDocument'
          examples:
            internalError:
              summary: Internal error
              value:
                type: https://errors.lerian.studio/v1/BTF-9000
                title: Internal Server Error
                status: 500
                detail: Internal server error
                code: BTF-9000
                category: plugin
                requestId: 6d3e2a68-1f2b-4c3d-9e4f-5a6b7c8d9e0f
                service: plugin
  headers:
    RetryAfter:
      description: The number of seconds to wait before you send the request again.
      schema:
        type: integer
    XIdempotencyFenced:
      description: >-
        `true` when this 5xx fenced the `X-Idempotency` key, so a resend is
        refused with 422 BTF-0014. `false` when the fence write itself failed
        and only the in-flight lease holds the key, so a resend is refused with
        409 BTF-0016 until that lease lapses. On a 503 BTF-0019, `false` means
        the handler succeeded and both its receipt and its fence were lost.


        The header is absent when nothing fenced the key. On a 500 raised by a
        panic, the protection of the key is unknown: read the resource and
        reconcile before you resend. On a 503 BTF-9000 answered while the
        idempotency store was down before the handler, nothing ran: send the
        same request again under the same key.
      schema:
        type: string
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        JWT Bearer token authentication. The tenantId is derived from the bearer
        token or authenticated request context and is not supplied through
        X-Organization-Id.
    OAuth2ClientCredentials:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: /v1/login/oauth/access_token
          scopes:
            api: TED transfer API access
    OAuth2Password:
      type: oauth2
      flows:
        password:
          tokenUrl: /v1/login/oauth/access_token
          scopes:
            api: TED transfer API access

````

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