> ## Documentation Index
> Fetch the complete documentation index at: https://docs.lerian.studio/llms.txt
> Use this file to discover all available pages before exploring further.

# Get payoff statement



## OpenAPI

````yaml /pt/openapi/v3-current/lender.yaml get /api/v1/br/loan-accounts/{id}/payoff-statements/{quote_id}
openapi: 3.1.0
info:
  contact:
    email: contact@lerian.studio
    name: Lerian Studio
    url: https://lerian.studio
  description: >-
    Code-first OpenAPI 3.1 surface for the Lender service. Routes that move
    money are at-most-once per X-Idempotency: when one answers 5xx, the
    X-Idempotency-Fenced response header says whether that key is now refusing
    resends (true) or free to retry (false or absent).
  license:
    name: Lerian Studio General License
  title: Lender API
  version: 1.0.0
servers:
  - url: https://lender.sandbox.lerian.net
security:
  - BearerAuth: []
tags:
  - description: >-
      Caller session projection: validated subject and effective permissions for
      the presented token.
    name: Session
  - description: >-
      Ledger accounting operations: journal entries and accrual postings for
      loan accounts. Operations under /api/v1/internal are back-office
      operations for the client's operators: they require a person's login, and
      a service credential gets 403.
    name: Accounting
  - description: >-
      Loan application intake and lifecycle: submission, decisioning, and
      status.
    name: LoanApplications
  - description: >-
      Loan product catalog: definition, versioning, and activation of lending
      products.
    name: LoanProducts
  - description: >-
      Loan account servicing operations: balances, schedules, and account-level
      actions.
    name: Loan Accounts
  - description: >-
      Portfolio dashboard read operations: aggregated portfolio and performance
      views.
    name: Dashboard
  - description: >-
      Jurisdiction registry: supported jurisdiction profiles and their
      capabilities.
    name: Jurisdictions
  - description: >-
      Jurisdiction-specific loan application operations (Brazil origination
      surface).
    name: Loan Applications
  - description: >-
      Tax computation operations for jurisdiction-specific lending (e.g. Brazil
      IOF).
    name: Tax
  - description: >-
      Brazil consignado privado operations: contract lifecycle, exclusion
      repair, and compensating adjustments. Operations under /api/v1/internal
      are back-office operations for the client's operators: they require a
      person's login, and a service credential gets 403.
    name: Consignado
  - description: >-
      Inbound record quarantine. Operations under /api/v1/internal are
      back-office operations for the client's operators: they require a person's
      login, and a service credential gets 403.
    name: Streaming
  - description: >-
      Credit-instrument document template registry: versioned drafting and
      publication of CCB clausulado.
    name: DocumentTemplates
paths:
  /api/v1/br/loan-accounts/{id}/payoff-statements/{quote_id}:
    get:
      tags:
        - Loan Accounts
      summary: Get payoff statement
      operationId: getPayoffStatement
      parameters:
        - in: path
          name: id
          required: true
          schema:
            format: uuid
            type: string
        - in: path
          name: quote_id
          required: true
          schema:
            format: uuid
            type: string
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PayoffStatementResponse'
          description: OK
        '401':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unauthorized
        '403':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Forbidden
        '404':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Not Found
        '422':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Unprocessable Entity
        '500':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Internal Server Error
        '503':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Service Unavailable
        '504':
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Gateway Timeout
        default:
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Detail'
          description: Error
components:
  schemas:
    PayoffStatementResponse:
      additionalProperties: false
      properties:
        accruedInterest:
          description: >-
            Interest the payoff charges up to its day: accrued and unpaid, less
            what a standing automatic-prepayment promise earned by then, as the
            payment that promised an instalment counts at its present value that
            day (2 d.p. string).
          type: string
        amountToRefund:
          description: >-
            Interest that receipts recorded before the payoff paid for days
            after its exit, and held cash past what the payoff spent, owed back
            to the borrower once the payoff is accepted (2 d.p. string). Zero
            before acceptance. What is still outstanding is on GET
            /api/v1/br/payoff-refunds-due.
          type: string
        chargeDiscount:
          type: string
        currency:
          type: string
        expiresAt:
          format: date-time
          type: string
        fees:
          description: >-
            Applied charges the schedule holds open on the payoff day, charged
            on top of the principal (2 d.p. string).
          type: string
        grossAmount:
          type: string
        heldCashApplied:
          description: >-
            Cash the contract already held, paid ahead of its due dates, that
            the payoff spends before asking the borrower for the rest (2 d.p.
            string).
          type: string
        instrument:
          $ref: '#/components/schemas/PayoffInstrumentResponse'
          description: >-
            The charge the borrower pays the payoff through; absent when the
            held cash covers the payoff.
        interestDiscount:
          type: string
        iofReconciliation:
          type: string
        lateCharges:
          description: >-
            Late fine and mora open on the payoff day, charged on top of the
            principal (2 d.p. string).
          type: string
        loanAccountId:
          format: uuid
          type: string
        netAmount:
          description: >-
            What the borrower pays: the payoff less the held cash it spends,
            never below zero (2 d.p. string). At zero no charge is issued and
            instrument is absent.
          type: string
        principalOutstanding:
          type: string
        quoteId:
          format: uuid
          type: string
        slaDueAt:
          format: date-time
          type: string
        slaStatus:
          enum:
            - pending
            - met
            - breached
          type: string
        statementAvailableAt:
          format: date-time
          type: string
      required:
        - quoteId
        - loanAccountId
        - principalOutstanding
        - accruedInterest
        - lateCharges
        - fees
        - interestDiscount
        - chargeDiscount
        - iofReconciliation
        - grossAmount
        - heldCashApplied
        - netAmount
        - amountToRefund
        - currency
        - statementAvailableAt
        - slaDueAt
        - slaStatus
        - expiresAt
      type: object
    Detail:
      additionalProperties: true
      properties:
        code:
          description: >-
            Stable, machine-readable domain error code scoped to the emitting
            service (format: <SERVICE>-NNNN).
          type: string
        detail:
          description: >-
            A human-readable explanation specific to this occurrence of the
            problem.
          examples:
            - Property foo is required but is missing.
          type: string
        errors:
          description: Optional list of individual error details
          items:
            $ref: '#/components/schemas/ErrorDetail'
          type:
            - array
            - 'null'
        instance:
          description: >-
            A URI reference that identifies the specific occurrence of the
            problem.
          examples:
            - https://example.com/error-log/abc123
          format: uri
          type: string
        status:
          description: HTTP status code
          examples:
            - 400
          format: int64
          type: integer
        title:
          description: >-
            A short, human-readable summary of the problem type. This value
            should not change between occurrences of the error.
          examples:
            - Bad Request
          type: string
        type:
          default: about:blank
          description: A URI reference to human-readable documentation for the error.
          examples:
            - https://example.com/errors/example
          format: uri
          type: string
        upstream:
          $ref: '#/components/schemas/Upstream'
          description: >-
            RFC 9457 extension member: the error a proxied third-party provider
            reported. Absent unless the emitting service explicitly surfaced
            one.
      type: object
    PayoffInstrumentResponse:
      additionalProperties: false
      properties:
        boleto:
          $ref: '#/components/schemas/PayoffBoletoInstructions'
        id:
          format: uuid
          type: string
        issuedAt:
          format: date-time
          type: string
        pix:
          $ref: '#/components/schemas/PayoffPIXInstructions'
        requestedAt:
          format: date-time
          type: string
        status:
          enum:
            - requested
            - issued
            - paid
            - expired
            - cancelled
            - failed
          type: string
        type:
          enum:
            - pix
            - boleto
          type: string
      required:
        - id
        - type
        - status
        - requestedAt
      type: object
    ErrorDetail:
      additionalProperties: false
      properties:
        location:
          description: >-
            Where the error occurred, e.g. 'body.items[3].tags' or
            'path.thing-id'
          type: string
        message:
          description: Error message text
          type: string
        value:
          description: The value at the given location
      type: object
    Upstream:
      additionalProperties: false
      properties:
        code:
          description: The upstream provider's own error code, verbatim.
          examples:
            - E4001
          type: string
        message:
          description: >-
            The upstream provider's own error message, verbatim (bounded, never
            its raw response body).
          examples:
            - account not found at provider
          type: string
      type: object
    PayoffBoletoInstructions:
      additionalProperties: false
      properties:
        barcode:
          type: string
        digitableLine:
          type: string
        documentUrl:
          format: uri
          type: string
      type: object
    PayoffPIXInstructions:
      additionalProperties: false
      properties:
        copyPasteCode:
          type: string
        qrCodeUrl:
          format: uri
          type: string
      type: object
  securitySchemes:
    BearerAuth:
      bearerFormat: JWT
      description: JWT bearer token issued by the identity provider.
      scheme: bearer
      type: http

````

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