Obtener la divulgación del CET de la cuenta de préstamo

curl --request GET \
  --url https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "cetAnnualPct": "<string>",
  "cetMonthlyPct": "<string>",
  "createdAt": "<string>",
  "frozenAt": "<string>",
  "id": "<string>",
  "jurisdictionCode": "<string>",
  "loanAccountId": "<string>",
  "loanApplicationId": "<string>",
  "memoryOfCalculation": "<unknown>",
  "profileVersion": "<string>",
  "rateTableSnapshot": "<unknown>"
}

{
  "code": "<string>",
  "detail": "<string>",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "<string>",
  "status": 123,
  "title": "<string>",
  "type": "about:blank"
}

GET

api

loan-accounts

{id}

cet-disclosure

Obtener la divulgación del CET de la cuenta de préstamo

curl --request GET \
  --url https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "cetAnnualPct": "<string>",
  "cetMonthlyPct": "<string>",
  "createdAt": "<string>",
  "frozenAt": "<string>",
  "id": "<string>",
  "jurisdictionCode": "<string>",
  "loanAccountId": "<string>",
  "loanApplicationId": "<string>",
  "memoryOfCalculation": "<unknown>",
  "profileVersion": "<string>",
  "rateTableSnapshot": "<unknown>"
}

{
  "code": "<string>",
  "detail": "<string>",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "<string>",
  "status": 123,
  "title": "<string>",
  "type": "about:blank"
}

Autorizaciones

Authorization

string

header

requerido

JWT bearer token issued by the identity provider.

Parámetros de ruta

string<uuid>

requerido

Loan account identifier.

Respuesta

cetAnnualPct

string

requerido

Custo Efetivo Total, annualized, as a percentage decimal string with scale 8 (e.g. "12.34567890").

Ejemplo:

"12.34567890"

cetMonthlyPct

string

requerido

Custo Efetivo Total, monthly, as a percentage decimal string with scale 8 (e.g. "1.23456789").

Ejemplo:

"1.23456789"

createdAt

string

requerido

RFC3339 UTC timestamp at which the disclosure record was created.

Ejemplo:

"2026-06-14T12:00:00Z"

frozenAt

string

requerido

RFC3339 UTC timestamp at which the disclosure was frozen and made immutable.

Ejemplo:

"2026-06-14T12:00:00Z"

string

requerido

Unique identifier (UUID) of the frozen CET disclosure record.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440000"

jurisdictionCode

string

requerido

ISO jurisdiction code governing the disclosure (e.g. "BR").

Ejemplo:

"BR"

loanAccountId

string

requerido

UUID of the loan account the disclosure is bound to.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440002"

loanApplicationId

string

requerido

UUID of the loan application this CET disclosure was computed for.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440001"

memoryOfCalculation

any

requerido

Memoria de calculo: structured breakdown of the cash flows and steps producing the CET.

profileVersion

string

requerido

Jurisdiction profile version used to compute the CET, captured for auditability.

Ejemplo:

"1.0.0"

rateTableSnapshot

any

requerido

Frozen snapshot of the rate/fee table inputs used in the CET calculation.

⌘I

Productos de préstamo de Brasil

Ciclo de vida del producto

Configuración del producto

Solicitudes de Préstamo

Divulgaciones regulatorias y riesgo

Liquidación y prepago

Resumen y auditoría de cuenta

Cargos y calendario

Reembolsos

Transacciones

Contabilidad

Jurisdicciones

Impuestos

Obtener la divulgación del CET de la cuenta de préstamo

Autorizaciones

Parámetros de ruta

Respuesta