Create an outbound Pix refund (MED)

cURL with fictitious data

curl --request POST \
  --url https://api.example.com/spi/v1/transfers/01960718-a213-2435-6078-901234567123/refunds \
  --header 'Authorization: Bearer demo-access-token' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: pix-demo-20260903-000001' \
  --header 'X-Account-Id: 019606a1-3b4c-7d8e-9f01-234567890abc' \
  --data '{
  "amount": "100.00",
  "reason": "Estorno solicitado pelo pagador",
  "reasonCode": "MD06"
}'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.example.com/spi/v1/transfers/{id}/refunds"

	payload := strings.NewReader("{\n  \"amount\": \"100.00\",\n  \"reason\": \"Estorno solicitado pelo pagador\",\n  \"reasonCode\": \"MD06\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("X-Account-Id", "<x-account-id>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    'X-Account-Id': '<x-account-id>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: '100.00',
    reason: 'Estorno solicitado pelo pagador',
    reasonCode: 'MD06'
  })
};

fetch('https://api.example.com/spi/v1/transfers/{id}/refunds', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.example.com/spi/v1/transfers/{id}/refunds"

payload = {
    "amount": "100.00",
    "reason": "Estorno solicitado pelo pagador",
    "reasonCode": "MD06"
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "X-Account-Id": "<x-account-id>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "accountId": "019606a0-1a2b-7c3d-8e4f-567890123abc",
  "amount": "100.00",
  "createdAt": "2026-05-06T10:45:00Z",
  "description": "Estorno solicitado pelo pagador",
  "id": "019606b1-3b4c-7d8e-9f01-234567890dee",
  "ledger": {
    "destinationOperationId": "019606a5-7f80-7182-3c4d-56789012cdf1",
    "revert": {
      "destinationOperationId": "019606a5-7f80-7182-3c4d-56789012cdf1",
      "sourceOperationId": "019606a5-7f80-7182-3c4d-56789012cdf0",
      "transactionId": "019606a5-7f80-7182-3c4d-56789012cdef"
    },
    "sourceOperationId": "019606a5-7f80-7182-3c4d-56789012cdf0",
    "transactionId": "019606a5-7f80-7182-3c4d-56789012cdef"
  },
  "metadata": {
    "field": "field-example"
  },
  "originalEndToEndId": "E12345678202605061030abcdef12345",
  "reasonCode": "MD06",
  "returnEndToEndId": "D12345678202605061045fedcba54321",
  "status": "COMPLETED",
  "type": "OUTBOUND",
  "updatedAt": "2026-05-06T10:45:30Z"
}

{
  "code": "PIX-0030",
  "title": "Idempotency Key Required",
  "message": "The Idempotency-Key header is required for this operation and must be within the accepted length."
}

{
  "code": "PIX-0031",
  "title": "Idempotency Key Conflict",
  "message": "The Idempotency-Key was already used with a different request."
}

{
  "code": "PIX-0032",
  "title": "Idempotency Unavailable",
  "message": "The request was not processed because the idempotency store is unavailable. Please retry."
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

POST

transfers

{id}

refunds

cURL with fictitious data

curl --request POST \
  --url https://api.example.com/spi/v1/transfers/01960718-a213-2435-6078-901234567123/refunds \
  --header 'Authorization: Bearer demo-access-token' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: pix-demo-20260903-000001' \
  --header 'X-Account-Id: 019606a1-3b4c-7d8e-9f01-234567890abc' \
  --data '{
  "amount": "100.00",
  "reason": "Estorno solicitado pelo pagador",
  "reasonCode": "MD06"
}'

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.example.com/spi/v1/transfers/{id}/refunds"

	payload := strings.NewReader("{\n  \"amount\": \"100.00\",\n  \"reason\": \"Estorno solicitado pelo pagador\",\n  \"reasonCode\": \"MD06\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Idempotency-Key", "<idempotency-key>")
	req.Header.Add("X-Account-Id", "<x-account-id>")
	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

const options = {
  method: 'POST',
  headers: {
    'Idempotency-Key': '<idempotency-key>',
    'X-Account-Id': '<x-account-id>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: '100.00',
    reason: 'Estorno solicitado pelo pagador',
    reasonCode: 'MD06'
  })
};

fetch('https://api.example.com/spi/v1/transfers/{id}/refunds', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.example.com/spi/v1/transfers/{id}/refunds"

payload = {
    "amount": "100.00",
    "reason": "Estorno solicitado pelo pagador",
    "reasonCode": "MD06"
}
headers = {
    "Idempotency-Key": "<idempotency-key>",
    "X-Account-Id": "<x-account-id>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "accountId": "019606a0-1a2b-7c3d-8e4f-567890123abc",
  "amount": "100.00",
  "createdAt": "2026-05-06T10:45:00Z",
  "description": "Estorno solicitado pelo pagador",
  "id": "019606b1-3b4c-7d8e-9f01-234567890dee",
  "ledger": {
    "destinationOperationId": "019606a5-7f80-7182-3c4d-56789012cdf1",
    "revert": {
      "destinationOperationId": "019606a5-7f80-7182-3c4d-56789012cdf1",
      "sourceOperationId": "019606a5-7f80-7182-3c4d-56789012cdf0",
      "transactionId": "019606a5-7f80-7182-3c4d-56789012cdef"
    },
    "sourceOperationId": "019606a5-7f80-7182-3c4d-56789012cdf0",
    "transactionId": "019606a5-7f80-7182-3c4d-56789012cdef"
  },
  "metadata": {
    "field": "field-example"
  },
  "originalEndToEndId": "E12345678202605061030abcdef12345",
  "reasonCode": "MD06",
  "returnEndToEndId": "D12345678202605061045fedcba54321",
  "status": "COMPLETED",
  "type": "OUTBOUND",
  "updatedAt": "2026-05-06T10:45:30Z"
}

{
  "code": "PIX-0030",
  "title": "Idempotency Key Required",
  "message": "The Idempotency-Key header is required for this operation and must be within the accepted length."
}

{
  "code": "PIX-0031",
  "title": "Idempotency Key Conflict",
  "message": "The Idempotency-Key was already used with a different request."
}

{
  "code": "PIX-0032",
  "title": "Idempotency Unavailable",
  "message": "The request was not processed because the idempotency store is unavailable. Please retry."
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example",
  "upstream": {
    "code": "E4001",
    "message": "account not found at provider"
  }
}

Authorizations

Authorization

string

header

required

JWT bearer token issued by the identity provider.

Headers

Idempotency-Key

string

required

Client-generated key used to retry exactly the same request safely.

Required string length: 1 - 64

X-Account-Id

string

required

UUID of the account associated with the operation.

Example:

"019606a1-3b4c-7d8e-9f01-234567890abc"

Path Parameters

string

required

Original transfer UUID

Example:

"0196070b-1234-7890-abcd-ef0123456789"

Body

application/json

amount

string

required

Refund amount

Example:

"100.00"

reason

string

required

Human-readable refund reason

Example:

"Estorno solicitado pelo pagador"

reasonCode

string

required

pacs.004 RtrRsnInf reason code

Example:

"MD06"

Response

Created

amount

string

required

Example:

"100.00"

createdAt

string<date-time>

required

Example:

"2026-05-06T10:45:00Z"

string

required

Example:

"019606b1-3b4c-7d8e-9f01-234567890dee"

originalEndToEndId

string

required

Example:

"E12345678202605061030abcdef12345"

reasonCode

string

required

Example:

"MD06"

status

string

required

Example:

"COMPLETED"

type

string

required

Example:

"OUTBOUND"

updatedAt

string<date-time>

required

Example:

"2026-05-06T10:45:30Z"

accountId

string

Example:

"019606a0-1a2b-7c3d-8e4f-567890123abc"

deletedAt

string<date-time>

description

string

Example:

"Estorno solicitado pelo pagador"

ledger

object

Show child attributes

metadata

object

Show child attributes

returnEndToEndId

string

Example:

"D12345678202605061045fedcba54321"

DICT and Pix keys

Collections and BR Codes

Payments and refunds

Error handling

Create an outbound Pix refund (MED)

Authorizations

Headers

Path Parameters

Body

Response