Create fraud marker

curl --request POST \
  --url https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "keyValue": "usuario@example.com",
  "ownerTaxId": "12345678901",
  "participantISPB": "12345678",
  "reason": "<string>"
}
'

import requests

url = "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers"

payload = {
    "keyValue": "usuario@example.com",
    "ownerTaxId": "12345678901",
    "participantISPB": "12345678",
    "reason": "<string>"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    keyValue: 'usuario@example.com',
    ownerTaxId: '12345678901',
    participantISPB: '12345678',
    reason: '<string>'
  })
};

fetch('https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'keyValue' => 'usuario@example.com',
    'ownerTaxId' => '12345678901',
    'participantISPB' => '12345678',
    'reason' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers"

	payload := strings.NewReader("{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

{
  "createdAt": "2026-06-14T12:00:00Z",
  "id": "550e8400-e29b-41d4-a716-446655440002",
  "keyValueHash": "e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855",
  "participantISPB": "12345678",
  "reason": "<string>",
  "reportStatus": "SENT",
  "status": "ACTIVE",
  "updatedAt": "2026-06-14T12:00:00Z",
  "ownerTaxIdHash": "e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855"
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example"
}

POST

api

dict

fraud-markers

Create fraud marker

curl --request POST \
  --url https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "keyValue": "usuario@example.com",
  "ownerTaxId": "12345678901",
  "participantISPB": "12345678",
  "reason": "<string>"
}
'

import requests

url = "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers"

payload = {
    "keyValue": "usuario@example.com",
    "ownerTaxId": "12345678901",
    "participantISPB": "12345678",
    "reason": "<string>"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    keyValue: 'usuario@example.com',
    ownerTaxId: '12345678901',
    participantISPB: '12345678',
    reason: '<string>'
  })
};

fetch('https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'keyValue' => 'usuario@example.com',
    'ownerTaxId' => '12345678901',
    'participantISPB' => '12345678',
    'reason' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers"

	payload := strings.NewReader("{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://spi.sandbox.lerian.net/api/v1/dict/fraud-markers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"keyValue\": \"usuario@example.com\",\n  \"ownerTaxId\": \"12345678901\",\n  \"participantISPB\": \"12345678\",\n  \"reason\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

{
  "createdAt": "2026-06-14T12:00:00Z",
  "id": "550e8400-e29b-41d4-a716-446655440002",
  "keyValueHash": "e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855",
  "participantISPB": "12345678",
  "reason": "<string>",
  "reportStatus": "SENT",
  "status": "ACTIVE",
  "updatedAt": "2026-06-14T12:00:00Z",
  "ownerTaxIdHash": "e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855"
}

{
  "code": "ERR-0001",
  "detail": "Property foo is required but is missing.",
  "errors": [
    {
      "location": "<string>",
      "message": "<string>",
      "value": "<unknown>"
    }
  ],
  "instance": "https://example.com/error-log/abc123",
  "status": 400,
  "title": "Bad Request",
  "type": "https://example.com/errors/example"
}

Authorizations

Authorization

string

header

required

JWT bearer token issued by the identity provider.

Body

application/json

Fraud marker to persist locally and report to BACEN synchronously-after-persist, tracked by report_status (PENDING/SENT/FAILED) + request_id; PII inputs (key value, owner tax ID) are hashed before storage

keyValue

string

required

Plaintext PIX key value to mark; stored only as an HMAC hash, never in the clear

Example:

"usuario@example.com"

ownerTaxId

string

required

Optional plaintext owner tax ID (CPF/CNPJ); stored only as an HMAC hash, never in the clear

Example:

"12345678901"

participantISPB

string

required

ISPB (8 numeric digits) of the participant raising the fraud marker

Example:

"12345678"

reason

string

required

Free-text justification for the fraud marker

Response

Created

Persisted minimized fraud marker (PII stored only as hashes)

createdAt

string

required

Record creation timestamp (RFC 3339, UTC)

Example:

"2026-06-14T12:00:00Z"

string

required

Server-assigned fraud-marker record UUID

Example:

"550e8400-e29b-41d4-a716-446655440002"

keyValueHash

string

required

HMAC hash of the marked PIX key value (hex); the plaintext key is never returned

Example:

"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855"

participantISPB

string

required

ISPB (8 numeric digits) of the participant that raised the fraud marker

Example:

"12345678"

reason

string

required

Free-text justification for the fraud marker

reportStatus

string

required

BACEN report delivery state: PENDING, SENT, or FAILED (FAILED is retryable; the local record stands)

Example:

"SENT"

status

string

required

Local fraud-marker state: ACTIVE (counts toward fraud stats) or INACTIVE (retained for audit only)

Example:

"ACTIVE"

updatedAt

string

required

Last update timestamp (RFC 3339, UTC)

Example:

"2026-06-14T12:00:00Z"

ownerTaxIdHash

string

HMAC hash of the owner tax ID (hex); omitted when no tax ID was supplied

Example:

"e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855"

⌘I

Pix — Lerian SPI (native messaging)

Pix — JD (interface, direct)

Pix — BTG (interface, indirect)

TED — Lerian SPB (native messaging)

TED — JD (interface)

Boletos — BTG (interface)

Lerian SILOC (native messaging)

Lerian SLC (native messaging)

Lerian STA (native messaging)

Lerian SISBAJUD (native messaging)

Lerian Consignado — Dataprev

Create fraud marker

Authorizations

Body

Response