Get loan account CET disclosure

Returns the latest immutable CET disclosure artifact frozen for the active loan account.

GET /api/v1/br/loan-accounts/{id}/cet-disclosure

Get loan account CET disclosure

cURL

curl --request GET \
  --url https://lender.sandbox.lerian.net/api/v1/br/loan-accounts/{id}/cet-disclosure \
  --header 'Authorization: Bearer <token>'

200

{
  "cetAnnualPct": "12.34567890",
  "cetMonthlyPct": "1.23456789",
  "createdAt": "2026-06-14T12:00:00Z",
  "frozenAt": "2026-06-14T12:00:00Z",
  "id": "550e8400-e29b-41d4-a716-446655440000",
  "jurisdictionCode": "BR",
  "loanAccountId": "550e8400-e29b-41d4-a716-446655440002",
  "loanApplicationId": "550e8400-e29b-41d4-a716-446655440001",
  "memoryOfCalculation": "<unknown>",
  "profileVersion": "1.0.0",
  "rateTableSnapshot": "<unknown>"
}

Autorizaciones

Authorization · string · header · requerido

JWT bearer token issued by the identity provider.

Parámetros de ruta

id · string<uuid> · requerido

Loan account identifier.

Respuesta

200

application/json

OK

cetAnnualPct · string · requerido

Custo Efetivo Total, annualized, as a percentage decimal string with scale 8 (e.g. "12.34567890").

Ejemplo:

"12.34567890"

cetMonthlyPct · string · requerido

Custo Efetivo Total, monthly, as a percentage decimal string with scale 8 (e.g. "1.23456789").

Ejemplo:

"1.23456789"

createdAt · string · requerido

RFC3339 UTC timestamp at which the disclosure record was created.

Ejemplo:

"2026-06-14T12:00:00Z"

frozenAt · string · requerido

RFC3339 UTC timestamp at which the disclosure was frozen and made immutable.

Ejemplo:

"2026-06-14T12:00:00Z"

id · string · requerido

Unique identifier (UUID) of the frozen CET disclosure record.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440000"

jurisdictionCode · string · requerido

ISO jurisdiction code governing the disclosure (e.g. "BR").

Ejemplo:

"BR"

loanAccountId · string · requerido

UUID of the loan account the disclosure is bound to.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440002"

loanApplicationId · string · requerido

UUID of the loan application this CET disclosure was computed for.

Ejemplo:

"550e8400-e29b-41d4-a716-446655440001"

memoryOfCalculation · any · requerido

Memoria de calculo: structured breakdown of the cash flows and steps producing the CET.

profileVersion · string · requerido

Jurisdiction profile version used to compute the CET, captured for auditability.

Ejemplo:

"1.0.0"

rateTableSnapshot · any · requerido

Frozen snapshot of the rate/fee table inputs used in the CET calculation.