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Use Midaz Module to manage Portfolios that group your accounts. A Portfolio gives your accounts a higher-level structure. You manage a set of accounts as a single unit.

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What are Portfolios?

A Portfolio is a container that groups related accounts within a ledger. In Midaz Module, portfolios enable you to:
  • Group related accounts - Organize accounts that belong together logically or operationally
  • Associate with external entities - Link portfolios to external system identifiers via Entity ID
  • Simplify account management - Manage multiple accounts as a cohesive unit
  • Add custom context - Store additional information through metadata for integration and reporting
Portfolios are ledger-specific. Each ledger has its own set of portfolios for your needs. For technical details about portfolios in Midaz, refer to the Portfolios documentation.

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Accessing the Portfolios page

To open the Portfolios page, select the Portfolios option from the Accounts section of the left-side menu. The Portfolios page displays a table of all Portfolios in your Ledger.
If you have no Portfolios, the list is empty and shows a prompt to create your first Portfolio.

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Available actions

From the Portfolios page, you can:

Create a Portfolio

Add a new portfolio to group your accounts

Edit a Portfolio

Update portfolio name and metadata

Delete a Portfolio

Remove a portfolio from your ledger

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Common use cases

Create portfolios to group all accounts belonging to a single customer:
  • Portfolio: Customer-12345 with Entity ID linking to your CRM
  • Contains: Checking account, savings account, investment accounts
  • Use metadata for customer tier, relationship manager, onboarding date
Organize accounts by financial product:
  • Checking Accounts Portfolio - All customer checking accounts
  • Savings Accounts Portfolio - All customer savings accounts
  • Business Accounts Portfolio - All commercial/business accounts
  • Investment Accounts Portfolio - All investment-related accounts
Group accounts by institution or partner:
  • Partner Bank A - Accounts related to Partner Bank A operations
  • Partner Bank B - Accounts for Partner Bank B integration
  • Use Entity ID to link to partner identifiers in your system
Create portfolios for operational purposes:
  • Treasury Operations - Internal treasury and liquidity accounts
  • Settlement Accounts - Accounts used for settlement operations
  • Suspense Accounts - Temporary holding accounts for reconciliation
  • Fee Collection - Accounts for collecting and managing fees

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Best practices

1

Plan your portfolio structure

Design your portfolio structure before you create accounts. Decide how to group the accounts and which Entity IDs to use for external systems.
2

Use Entity ID for integration

Set the Entity ID during creation when a portfolio links to an external system (CRM, core banking). External systems can then match the portfolio to their own records.
3

Choose meaningful names

Use portfolio names that clearly indicate the purpose or contents of the portfolio. This helps team members quickly understand the account organization.
4

Use metadata for context

Use the Metadata tab to store extra details. Add business unit codes, cost centers, or integration references that do not fit in the standard fields.
5

Keep portfolios focused

Each portfolio should have a clear purpose. Do not create catch-all portfolios. Instead, create a specific portfolio for each use case.

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Portfolios vs Segments

Both Portfolios and Segments help organize accounts, but they serve different purposes: You can use portfolios and segments together to organize accounts. For example, accounts in a customer portfolio can also belong to a segment (checking, savings, investment).