Portfolios

Group accounts under a single customer or business unit to view total relationships and apply policies at the wallet level.

A Portfolio is a logical grouping of Accounts belonging to a single entity, such as a customer or business unit. Portfolios simplify account management by clustering all related Accounts under a single structure.

Think of a Portfolio as a wallet containing multiple asset-specific Accounts for a customer.

For example, a retail banking customer might have a Portfolio that includes:

• A BRL checking account.
• A USD savings account.
• A credit card account.

This grouping enables institutions to view a customer’s total relationship across all accounts and apply policies at the Portfolio level.

Portfolio structure

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• Portfolio > Accounts: Each Portfolio contains one or more Accounts, typically linked to a specific customer or entity.
• Portfolio > Ledger > Organization: Portfolios belong to an Organization via their Ledger, providing structured account management.

Key characteristics

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• Portfolios commonly represent customers in a banking context.
• They simplify financial aggregation, enabling customer-level insights.
• Internal Portfolios can also be created for operational use cases.

Managing Portfolios

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You can manage your Portfolios either via API or through Lerian Console.

Via API

• List Portfolios — View all Portfolios in your workspace.
• Retrieve a Portfolio — Get details of a specific Portfolio.
• Create a Portfolio — Register a new Portfolio.
• Update a Portfolio — Edit an existing Portfolio.
• Delete a Portfolio — Remove a Portfolio.

Via Lerian Console

All Portfolio management actions, including viewing, creating, editing, and deleting, can be done through the Portfolios page in the Midaz Module of Lerian Console.

Learn more in the Managing Portfolios guide.